Are There Effective Options For Debt Relief Besides Bankruptcy?

The right debt relief solution is different for each person, and filing for bankruptcy isn't always the best approach. In determining which solution is best for a particular client, we look at various factors, including the type and amount of debt involved, income, assets and the client's goals. If you are experiencing any type of financial difficulty, talk to an Essex County debt relief lawyer who can help you understand your options.

At Levitt & Slafkes, P.C., we dedicate our entire practice to helping individuals and businesses across New Jersey obtain relief from unmanageable debt. Attorneys Bruce Levitt and Shelley Slafkes each have more than 30 years of legal experience. Our dedicated focus on debt relief allows us to offer clients a broad range of options to regain financial control.

Contact us today by calling 973-323-2953 and learn more about the different debt relief options available for you. We provide a free initial consultation.

Providing A Variety Of Bankruptcy Alternatives

We understand that bankruptcy is not right for everyone. Our only concern is to ensure that all clients receive the debt relief that is right for them and that gets them back on the right financial path. We have built our practice specifically to provide our clients with alternative options to bankruptcy.

We have experience representing clients in the following nonbankruptcy debt relief solutions:

Mortgage modification and mediation: We provide complete services designed to save our clients' homes. We have successfully negotiated favorable outcomes for our clients with all the available lenders' modification programs as well as the New Jersey Mortgage Mediation Program.

Debt settlement negotiation: We will work directly with your creditor to negotiate a solution for any type of debt you have. Depending on your circumstances, we may be able to obtain a more manageable repayment plan, lower interest rate, lower principal or a combination of these.

Litigating disputed debts: If someone is attempting to collect a debt that you believe you don't owe, we are prepared to protect your rights in court. Our attorneys are experienced litigators who are admitted to handle cases at both the state and federal levels.

Assignments for the benefit of creditors: If you have decided to dissolve your company, you can have an independent third party sell your company's assets and distribute the funds to your creditors. We can explain the pros and cons associated with this type of solution and work with you to determine if it is a viable solution for your needs.

Speak To One Of Our Lawyers In A Free Consultation

Contact our office today to learn more about your debt relief options. You can reach us by filling out our online form or by calling 973-323-2953 to schedule a free initial consultation.