Credit Card Debt Is Dischargeable In Bankruptcy

Credit cards are one of the easiest ways to get into debt. They are a convenient way of paying for things when money is tight, but if you do not pay off credit cards promptly, you can fall into a deep financial hole.

Due to late fees and interest, credit card debt can increase even if you are not making new charges. This can make paying off that debt even more difficult.

Unsecured Debt Can Be Eliminated In Bankruptcy

Credit card debt is considered unsecured, meaning you have promised to pay it, but you have not put anything up as collateral. The penalty for not paying is late fees, creditor harassment and the possibility of being sued.

Credit card debts can be discharged in a Chapter 7 or Chapter 13 bankruptcy.

At Levitt & Slafkes, P.C., our lawyers will sit down with you to discuss your financial situation and your goals for getting out of debt. We will work with you to customize a plan that fits your financial needs, and we are there with you every step of the way. Our goal is to get rid of your debt and get you back on track financially.

We Have Helped Thousands Of Clients

Each of our founding attorneys, Bruce Levitt and Shelley Slafkes, has more than 30 years of experience in practicing bankruptcy law. We have helped thousands of people in Essex County and throughout New Jersey get out of debt.

Levitt & Slafkes, P.C., was formed to offer clients quality legal representation and compassionate service for bankruptcy, mortgage mediation, foreclosure defense and debt resolution. We find the debt relief solution that best fits your particular needs and helps you get a fresh start in your financial life.

How To Contact Us

Contact us to schedule a free initial consultation with one of our Essex County credit card debt attorneys. You can reach us by filling out our online form or by calling our Maplewood office at 973-323-2953.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.