Christmas is time when you want to focus on family. While you may be worried about your finances, you also want to your loved ones to get gifts they want. This holiday season, maybe the best present you could give to your family is obtaining a fresh financial start?
In most cases, the primary goal of filing a Chapter 7 or Chapter 13 case is to eliminate debt. This is especially true if you have a significant amount of unsecured debt (such as credit card bills). However, don’t go thinking you can spend a lot of money on Christmas presents and then discharge all the debt in January. If the bankruptcy court determines that you incurred debt with the intention of discharging it, you will remain liable to pay it.
If you are interested in starting 2014 by eliminating the majority of your debt, it is important to confer with the experienced attorneys at Levitt & Slafkes. The sooner you start planning your filing, the more options you may have for obtaining relief from your debt. Your attorney can help you create a strategy that is most beneficial for your family.
It is time to take control of your finances and put the elimination of debt at the top of your Christmas list. Contact Levitt & Slafkes today to schedule your initial consultation and learn more about your options.
If you are interested in learning how filing a bankruptcy case can benefit you, contact Levitt & Slafkes, P.C., at 973-323-2953. You can also reach us by filling out our online form. We represent debtors in Chapter 7, Chapter 13 and Chapter 11 filings. Let us help you get the fresh financial start you need today.