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Posts tagged "Chapter 13"

The Importance of Honesty

The importance of honesty in the bankruptcy process cannot be overstated. As part of the bankruptcy process, a filer must disclose all property, income, and debts. These declarations are made under penalty of perjury that everything contained in the bankruptcy petition is true and correct to the best of one's knowledge, information, and belief. Honesty in this process is not optional; it is required. Failing to disclose income or assets can have wide-ranging implications from inability to discharge debt through to criminal liability.

Stripping Liens from Your Home in a New Jersey Bankruptcy

For years, New Jersey homeowners saw their homes rise in value. During this time, many homeowners took out second or third mortgages or home equity loans. Even now, eight years after the beginning of the housing crisis, many homeowners are still underwater in their mortgages, owing more than their home is worth.

How will a bankruptcy affect my children?

If you are the parent of minor children, you may be worried about how declaring bankruptcy may affect their lives. The good news is that for most filers, a bankruptcy  does not negatively affect their children. An experienced bankruptcy attorney can help you understand how a bankruptcy might affect your family and help you plan accordingly. 

DIY Bankruptcy Disasters

We've all seen some amazing Do-It-Yourself projects. From Pinterest to HGTV, perhaps you've seen the incredible home remodel or unbelievable craft idea. While it may be tempting to test your DIY abilities in bankruptcy law, it is best to keep those skills in the home and out of the courtroom.

Timeshares and Bankruptcy

If you are considering bankruptcy, you may be wondering what will happen to your car or your house. In fact, these questions are so common, that we have prepared a client FAQ detailing exactly what happens in the bankruptcy process to these and other essential assets. You may also  be wondering, what will happen to your timeshare.

Bankruptcy Options for Small Business Owners

If your small business is struggling with debt, filing for bankruptcy might be a good choice. Small business owners have several options available to help eliminate debt. The best option is to consult an attorney to discuss all the alternatives available based on your unique needs and circumstances. 

Top 3 Reasons Individuals Don't File Bankruptcy...and Miss Out!

reasons why people dont declare bankruptcy.jpgWe continue to be surprised by the number of people we meet who desperately need debt relief but who refuse to consider filing for bankruptcy protection because of misinformation they have about bankruptcy. Below are some common misconceptions:

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face the future with optimism.

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