Repay Some Of Your Debts Through Chapter 13 Bankruptcy

It can be difficult to choose a bankruptcy attorney who you are comfortable with. You likely want someone who is experienced and honest and treats your situation as unique. At Levitt & Slafkes, P.C., attorneys Bruce Levitt and Shelley Slafkes provide experienced and knowledgeable legal representation with the personalized service you deserve. During their 30-year careers, they have filed thousands of Chapter 13 bankruptcies. Contact us online to set up a free consultation.

Shelley Slafkes and Bruce Levitt work hard to find the right options for each of our clients and to provide them with comprehensive legal services tailored to their needs. This can only be done because our lawyers carefully listen to each client's unique situation to understand what the client values. We are located in Maplewood and serve individuals, couples, seniors and families throughout New Jersey.

Chapter 13: Debt Reorganization

Chapter 13 is an effective debt solution for individuals who have a regular income, but are having difficulty paying their bills. Chapter 13 gives consumers needed breathing room by providing them a payment plan to pay back some or all of their debt over 36 to 60 months. The amount paid every month is based upon ability to pay. After the payment plan is finished, the rest of your unsecured debt is wiped away.

Is Chapter 13 Right For You?

Chapter 13 might be the right option if:

  • You do not qualify for Chapter 7 under the means test.
  • You have fallen behind on your mortgage payments and you want to save your home.
  • You need to pay nondischargeable debt (child support, taxes and federal student loans) on a different payment plan.
  • You want to keep certain assets that would be liquidated in Chapter 7 bankruptcy.
  • You truly believe that debts should be paid no matter how long it takes.

Contact Us Now For A Free Chapter 13 Consultation

If you are exploring debt relief options, our law firm is a good choice. We take a comprehensive approach to debt relief by reviewing your particular situation and determining the legal options best suited for you. For more information or to schedule a free initial consultation, contact us online by filling out the form or by calling 973-323-2953.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.