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Chapter 7 cases are the most common type of personal bankruptcy filings. As experienced bankruptcy attorneys, we are here to answer your questions and guide you through the bankruptcy process. Below are a few questions we commonly get about Chapter 7 cases: Who should file for Chapter 7? Anyone who is struggling to make ends meet should consider this type of filing. A Chapter 7 is especially beneficial if you have significant unsecured debt (such as credit cards and medical bills), you don’t own a lot of non-exempt property, you are being harassed by creditors and you already have a low credit score. How long does a Chapter 7 case take? Every bankruptcy case is different, but most Chapter 7 cases take 4 to 6 months. You may think this is a long time, but it is one of the quickest means for obtaining comprehensive debt relief. What assets can a Chapter 7 debtor keep? Chapter 7 debtors are able to keep the majority (if not all) of their assets in a Chapter 7 filing. It is important to discuss this matter with your debt relief attorney  before you file your case. If you are considering filing a Chapter 7 bankruptcy, contact Levitt & Slafkes to learn more. We are happy to answer your questions and explain how a bankruptcy filing can benefit you. If you are interested in learning how filing a bankruptcy case can benefit you, contact Levitt & Slafkes, P.C., at 973-323-2953. You can also reach us by filling out our online form. We represent debtors in Chapter 7, Chapter 13 and Chapter 11 filings. Let us help you get the fresh financial start you need today.