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January 2018 Archives

IF A CREDITOR IS SEEKING TURNOVER OF FUNDS FROM YOUR JOINT BANK ACCOUNT, WE CAN HELP!

joint bank account.jpgDo you share a bank account with another person? Has a creditor levied upon that joint account to satisfy a judgment that was entered against one of you? Are you afraid that your money in that joint account will go towards paying off the other person's debt? If so, a recent Appellate Division ruling will come as good news.

Can I File for Personal & Business Bankruptcy Simultaneously?

Can I File for Personal & Business Bankruptcy Simultaneously.jpgAlthough we all know that dealing with money and numbers are supposed to be a logical, black and white process, sans emotion, few of us can act that way-whether we have lots of cash, or a dwindling supply. Financial success can lead us to feeling euphoric, while financial woes send us into deep despair. Sometimes our emotions are also what cause us to use poor judgment when spending, investing, or making business decisions.

Why There Are So Many Scams Surrounding Foreclosure--And How to Avoid Them!

Foreclosure Scam.jpgWhile finding relief from debt may be one of the most significant hurdles you will experience in adult life, serious financial duress is usually a symptom of other, larger problems. These usually arise in the form of unexpected and sometimes long-term crises like a major illness or accident that may be debilitating and cause you to miss out on work, a layoff or loss of substantial hours, a difficult (and expensive) divorce, or perhaps an escalation of debt-to include massive student loans.

You May Prefer Chapter 13 Bankruptcy Over Chapter 7

slafkes two.pngOne of the greatest things we can learn in life is excellent money management skills. Even if you possess such savvy though, life circumstances may arise that cause extreme financial duress beyond your control. This could be due to unemployment and loss of health benefits, even after years working for the same company. Or perhaps you became ill, injured, or debilitated-again, leading to further lack of income when you couldn't work. Many factors can play into financial strain. The key is in finding a solution, even when you may feel as if you have hit rock bottom. At a time like that, it can be hard to confide in anyone due to feelings of embarrassment or shame.

Our bankruptcy attorneys will help you escape debt and
face the future with optimism.

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Maplewood, NJ 07040

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