Bankruptcy is a process in which debtors either give up assets or reach a payment plan in order to pay off creditors, with the ultimate goal of discharging all qualifying debt. There is a lot of hard work and emotional energy that goes into accomplishing this feat....
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Month: June 2018
Credit Counseling and Bankruptcy
Bankruptcy is a measure of last resort when it comes to debt relief. In fact, bankruptcy laws and the courts are designed to specifically protect people who actually need the relief, and not people who don't actually need it. This is because there is a delicate...
Forgiveness of Debt Income
When you have made the tough decision to file for bankruptcy relief and the dust has settled, the absolute last thing you want to think about is preparing your tax return. However, in order to rebuild your credit after bankruptcy, it is really important to make smart...
Consumer Credit: Houston, We Have a Problem
Consumer debt is a very real, and very big problem for many Americans. And it is only getting worse. As of March of this year, consumers in the United States carried a total of $3.87 trillion in consumer debt. This astounding number is a historic record, which...