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July 2018 Archives

When Creditors Call After Discharge

When Creditors Call After Discharge (3).jpgWhile bankruptcy is a measure of last resort, its purpose is clear: to provide an overwhelmed debtor with some much needed relief. This relief comes in the form of the discharge of a wide range of qualifying debt. At the end of the day, this is supposed to translate into a sense of relief and freedom. Sadly, there are times when creditors continue to call after a bankruptcy court discharges a person's debt.

Discharge Violations in Bankruptcy

Discharge Violations in Bankruptcy.jpgObtaining a discharge of debt from a bankruptcy court is designed to relieve the debtor of having to repay those debts. In theory, this should give some peace of mind and reassurance to a debtor that they can move forward with their lives. Unfortunately, some creditors have a hard time letting go, and end up violating the bankruptcy discharge order. If you have been granted discharge through bankruptcy proceedings, it is important to be mindful of what a discharge violation looks like and what you can do about it.

How Does Eviction After Foreclosure Work in NJ?

How Does Eviction After Foreclosure Work in NJ.jpgFor any homeowner, the prospect of foreclosure is a nightmare. You house is part of your American Dream, your biggest investment, and where your children sleep. Sadly, foreclosure happens a lot as people find themselves in circumstances where they are no longer able to keep up with their home payments. If you are having trouble paying your mortgage loan, or if foreclosure proceedings have already been initiated you may have questions about the foreclosure and eviction process.

Should I Pay Off Debt With My Retirement?

Should I Pay Off Debt With My Retirement (3).jpgDebt struggles can be an incredible burden on a person's mental and emotional well being. The constant stress of a growing pile of unpaid bills, the ever-rising interest penalties, and your inability to make ends meet can result in a desire to turn off the lights and hide under your covers.

What if a Creditor Sues Me?

What if a Creditor Sues Me (2).jpgIf you are struggling with debt, you are well aware of this timeless fact: creditors are relentless in their pursuit of money. They are willing to engage in all manner of collection efforts, including harassing letters and phone calls to get what they believe they are owed. Sometimes, creditors will even file lawsuits against debtors.

Our bankruptcy attorneys will help you escape debt and
face the future with optimism.

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