If you have ever experienced the need to seek bankruptcy relief, you are well aware of the financial squeeze and sense of desperation that led to that decision. You are familiar with the legal process and the hard work it took to obtain a discharge of your debts. And...
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Month: August 2018
Loan Modification Scams
The mere prospect of losing your home can have an incredibly negative effect on your mental health. Where will you live? Can you even afford to live somewhere else? How will your children cope with losing their home? What will happen to all of the money you already...
How a Lawyer Can Keep You in Your Home
Foreclosure is the legal process that a lender may initiate when a debtor has missed numerous mortgage payments. This process is one that, if successful, allows a lender to force the sale of a home in order to satisfy the outstanding debt that is owed on the property....
Should Senior Citizens File Bankruptcy?
Americans are living longer than ever. Unfortunately, the costs of health care and elder care are also increasing to an unaffordable level. Even if you have spent your life making sound financial decisions and saving money, the combination of longer life and...
Moving Forward: Rebuilding Your Credit After Bankruptcy
If you have recently obtained a discharge of your debts through bankruptcy, or the finish line to your bankruptcy proceedings is in sight, then you deserve to breathe a sigh of relief. But while you enjoy this new world where a pack of creditors can no longer harass...
Will Bankruptcy Ruin My Credit Forever? Dispelling Misconceptions About Bankruptcy
When you find yourself in the terrible position of overwhelming debt, you may feel trapped and paralyzed. You don't have enough resources to pay off your creditors, you've maxed out your credit cards, and you've taken on terrible new loans to pay off older loans. You...