As 2020 approaches, you are probably thinking about your New Year’s resolutions. This year, consider making a resolution to lose your debt! When you file a Chapter 7 or Chapter 13 Bankruptcy, you are able to eliminate the majority, if not all of your debt. Just think,...
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Year: 2019
What you should know about debt reaffirmation
Filing for bankruptcy is not an easy decision. If you struggle to stay afloat in a sea of medical expenses, mortgage payments and credit card debt, you are not alone. By the end of a 12-month period ending June 2019, 773,361 people in the United States filed for...
Can I Surrender up My Car in a Chapter 7 Bankruptcy?
If you don’t want to keep your car (and the debt) in a Chapter 7 Bankruptcy you can give up the car. One of your largest monthly expenses maybe for a car loan you can no longer afford or on a car that is worth much less than you owe on it. If so, you can surrender...
Can I Keep My Car if I File Chapter 7 Bankruptcy in New Jersey?
Most people who we meet with ask if they can keep their car if they file Chapter 7 bankruptcy because they need it to get to work, to school and in general to live their life. Whether you can keep your car in a Chapter 7 depends upon many factors including whether...
All I Want for Christmas Is……DEBT RELIEF!
Christmas is a time when you want to focus on family and the joy of the season. If you are drowning in debt maybe the best Christmas present you could give your family is a financial fresh start. In most cases, the primary goal of filing a Chapter 7 or Chapter 13 case...
Why You Should Hire a Bankruptcy Attorney Who Cares About You and Gives Personal Attention
If you are reading this blog, you are likely overwhelmed with unmanageable debt. You may have been doing your best to cope with increasing debt and bills you cannot pay for months or even years, but have finally decided to look into whether bankruptcy can help you!...
What is a Bankruptcy Retainer Agreement?
If you are reading this post, it is likely that you are thinking about filing for bankruptcy and you are not alone. For most people, filing bankruptcy should not be a do-it yourself process. Working with an experienced bankruptcy attorney can help ensure the process...
Top 5 “Must Ask” Questions When Shopping for a Foreclosure Defense Attorney
Choosing a foreclosure defense lawyer is a very important decision and you want to get it right. Here are what we believe are the top 5 questions you must ask a foreclosure defense attorney before hiring them. Number 1: Are You Licensed to Practice Law in New Jersey?...
Who Are the Unknown Defendants in Your Foreclosure Lawsuit?
If you have been served with a foreclosure complaint who may notice that under defendants, (the person being sued) alongside your name on the complaint other "unknown" defendants are listed? We are often asked who are these unknown defendants and why are they listed....
What is the Sheriff Sale Process in New Jersey?
In New Jersey, after a mortgage lender has obtained a final judgment in foreclosure, they can schedule a Sheriff Sale of the property. If you are facing this situation, it is important to know that it will not happen immediately because a specific process must be...