Utilities are a major monthly expense and one that can be hard to plan for because we are often at the mercy of Mother Nature when it comes to heating, cooling or water usage. As you know, utility providers have a powerful way of forcing you to pay utility bills-they...
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Month: February 2019
5 COMMON BANKRUPTCY MYTHS DEBUNKED
As bankruptcy attorneys who have helped thousands of people get debt relief through bankruptcy, we know that many people fear filing for bankruptcy because of myths and false misconceptions about what bankruptcy can and cannot do. In actuality, there are more...
Can they take my house if I file for Chapter 7 bankruptcy?
You’re broke and your creditors are banging on the door. You need to take action. If you declare Chapter 7 bankruptcy, you know a trustee will take most of your assets and sell them to pay your creditors. Will you still have a place to live? The answer: Maybe. Here's...
Common ways to stop the foreclosure process
When mortgage payments begin to pile up, it won't be long before your lender contacts you to find out what's going on. If you miss multiple payments, you can expect to receive a foreclosure notice by mail. Although this is scary, it doesn't mean you've lost your home...
Average credit card balance high in New Jersey
Many things can have impacts on a person’s overall debt and financial situation. This includes how high of a credit card balance he or she has. A recent report indicates that such balances are typically pretty high here in New Jersey. The 24/7 Wall St. report, using...