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August 2019 Archives

Who Are the Unknown Defendants in Your Foreclosure Lawsuit?

Screen Shot 2019-08-03 at 4.03.50 PM.pngIf you have been served with a foreclosure complaint who may notice that under defendants, (the person being sued) alongside your name on the complaint other "unknown" defendants are listed? We are often asked who are these unknown defendants and why are they listed.

What is a Notice of Intention to Foreclose In New Jersey? Should I Take It Seriously?

Screen Shot 2019-08-03 at 3.57.11 PM.pngFirst of all, you should take any notifications that your get from your lender seriously.  A Notice of Intention to Foreclosure is your lender telling you that because you are not current with your mortgage payments, the lender is planning to foreclose on your property.

What is the Sheriff Sale Process in New Jersey?

Screen Shot 2019-08-03 at 3.46.49 PM.pngIn New Jersey, after a mortgage lender has obtained a final judgment in foreclosure, they can schedule a Sheriff Sale of the property. If you are facing this situation, it is important to know that it will not happen immediately because a specific process must be followed.

DEFICIENCY JUDGMENT: WILL YOU STILL OWE MONEY AFTER A NEW JERSEY SHERIFF SALE?

Screen Shot 2019-08-03 at 3.17.22 PM.pngIf you go through a judicial foreclosure in New Jersey, but the sale price isn't enough to cover the balance of your mortgage your lender can come after you for the deficiency following the foreclosure sale.

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