Christmas is a time when you want to focus on family and the joy of the season. If you are drowning in debt maybe the best Christmas present you could give your family is a financial fresh start.
In most cases, the primary goal of filing a Chapter 7 or Chapter 13 case is to eliminate debt. This is especially true if you have a significant amount of unsecured debt (such as credit card bills). However, you must understand that you can’t buy expensive Christmas presents with credit cards and then discharge the all of the debt in January. If the bankruptcy court determines that you incurred debt with the intention of discharging it, you might remain liable to pay it.
If you are interested in starting 2020 by eliminating the your debt, it is important to meet with the experienced attorneys at Levitt & Slafkes. The sooner you start planning your filing, the more options you may have for obtaining relief from your debt. Your attorney can help you create a strategy that is most beneficial for your family.
It is time to take control of your finances and put eliminating your debt at the top of your Christmas list. Contact Levitt & Slafkes today to schedule your initial consultation and learn more about your options.
If you are interested in learning how filing a bankruptcy case can benefit you, contact Levitt & Slafkes, P.C., at (973) 323-2953. You can also reach us by filling out our online form. We represent debtors in Chapter 7, Chapter 13 and Chapter 11 filings. Let us help you get the fresh financial start you need today.
We are proudly designated as a debt relief agency by an Act of Congress. We have proudly assisted consumers in filing for Bankruptcy Relief for over 30 years. The information on this website and blogs is for general information purposes only. Nothing should be taken as legal advice for any individual case or situation.