Social media sites such as Instagram, Facebook and TikTok continue to grow in popularity. These sites have impacted many aspects of society, including the practice of bankruptcy law. While social media sites give people a chance to connect with friends and family,...
Let Our 30 Years Of Experience Work For You
Chapter 13 Bankruptcy
Understanding Feasibility of Chapter 13 Bankruptcy Plans
A Chapter 13 bankruptcy can be a lifeline for individuals and families facing unmanageable debt. It can also help you save your home from foreclosure. One important aspect of a Chapter 13 bankruptcy is that it must be feasible. In this blog post we will discuss what...
The Bankruptcy Means Test and How Does It Works
Updated with latest median income (set starting November 1, 2023) If you are struggling with debt, bankruptcy may offer a way for you to eliminate some or all your debt and get a fresh start. Unless most of your debt is business or tax debt, you must pass the...
Protecting Your Co-Debtor in Bankruptcy
When you file bankruptcy your co-debtors can be affected. How they are affected depend mostly on the type of debt is involved and whether you file a Chapter 7 or Chapter 13 bankruptcy. In this blog we will discuss the impact of your bankruptcy filing on your...
Converting Your Chapter 13 Bankruptcy
If you are in a Chapter 13 bankruptcy and because of changed circumstances you can’t make your Chapter 13 Plan payments, the bankruptcy rules allow you to convert your case to a Chapter 7 bankruptcy. What Does Conversion Mean? Converting your Chapter 13 case means...
When and How to Modify a Chapter 13 Bankruptcy
When and How to Modify a Chapter 13 Bankruptcy Filing for a Chapter 13 bankruptcy can be a lifeline for individuals struggling with overwhelming debt. When you file a Chapter 13 bankruptcy, you are required to submit a repayment plan that must be approved by the...
How Much Will Your Chapter 13 Plan Payment Be?
Facing significant debt can be a frightening and overwhelming experience. Chapter 13 bankruptcy gives individuals who have a regular income the opportunity to reorganize their debts and repay them with a structured bankruptcy plan. A common question we are asked when...
Are Homeowners Association Fees Discharged in Bankruptcy?
Are homeowners’ association (HOA) fees and assessments dischargeable in bankruptcy? This is a question we often get from people who live in condominiums or communities that require all homeowners to be a part of an HOA and pay monthly fees and sometimes special...
5 Reasons Why Bruce Levitt Is The Right NJ Bankruptcy Lawyer for You
Filing for bankruptcy can be a stressful and overwhelming experience, but having the right bankruptcy lawyer by your side can make all the difference. Bruce Levitt, a partner at Levitt and Slafkes in Maplewood, New Jersey, is an experienced NJ bankruptcy lawyer who...
Bankruptcy Can Help End Wage Garnishment
Can Bankruptcy Stop a NJ Wage Garnishment? In short, yes. Filing for bankruptcy can stop a wage garnishment in New Jersey. Under the U.S. Bankruptcy Code, if you file for a Chapter 7 or Chapter 13 bankruptcy, an automatic stay immediately goes into effect. The...