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Understanding Debt Classifications in Bankruptcy

Understanding Debt Classifications in Bankruptcy

Bankruptcy proceedings are often intense and incredibly complex. For the uninitiated, the terms that attorneys and judges throw around often sound like a different language. Nevertheless, if you are interested in learning more about bankruptcy, it is important to...
Your Retirement Plan in Bankruptcy

Your Retirement Plan in Bankruptcy

Trying to overcome debt problems is a hard, emotionally draining process. For many, it seems like a hopeless spiral of missed payments, juggling credit cards, selling treasured possessions, harassing calls from creditors, and growing interest penalties. If you find...
Can I File for Personal & Business Bankruptcy Simultaneously?

Can I File for Personal & Business Bankruptcy Simultaneously?

Although we all know that dealing with money and numbers are supposed to be a logical, black and white process, sans emotion, few of us can act that way-whether we have lots of cash, or a dwindling supply. Financial success can lead us to feeling euphoric, while...
Why Some Debts Cannot Be Discharged in Chapter 7 or 13 Bankruptcy

Why Some Debts Cannot Be Discharged in Chapter 7 or 13 Bankruptcy

If you have found yourself in serious financial distress, you may feel completely helpless-and very alone-at first. As the calls from debt collectors escalate, bills pile up, and your income is not sufficient to pay them, you may finally seek a final solution in...
Do I Have to List Debts to Families & Friends in My Bankruptcy?

Do I Have to List Debts to Families & Friends in My Bankruptcy?

Honesty is the best policy when it comes to dealing with the bankruptcy court and communicating with the bankruptcy trustee. The Trustees usually have enormous experience in working with debtors, and know when someone is not truthful. It is therefore critical that you...