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Do you have overwhelming debt that you cannot pay and are thinking about filing bankruptcy to get a fresh start? A common question people ask us when they are thinking about filing bankruptcy is, “will I have to go to Court if I file bankruptcy?” In almost all cases,...
Have you recently received a Notice of Intention to Foreclose? If yes, this is likely a very stressful time for you. It is nevertheless important that you understand what is happening and do what is necessary. The first thing to know is that you should take any...
The foreclosure process in NJ can be very confusing and scary. In the more than 30 years that we have helped people save their homes, as foreclosure attorneys in NJ, we have been asked many questions about the NJ foreclosure process. This blog will address 10 of the...
Filing for bankruptcy means you are unable to pay your existing debts. If you successfully file for bankruptcy, your existing debts are cancelled, which allows you to rebuild your finances and move forward. However, unless you have filed for bankruptcy previously or...
The right of redemption allows you to get back your home after a sheriff sale. NJ Sheriff’s Sales Have Resumed NJ Sheriff Sales on residential property were on hold since the beginning of the COVID-19 pandemic. As of September, 2021 Sheriff Sales have resumed in...
You Can Stop the Sheriff Sale & Save Your Home Since the beginning of the COVID-19 pandemic, every County Sheriff in New Jersey stopped conducting sales on non vacant residential properties. Beginning in September, 2021 Sheriff Sales on all residential properties...
Creditors can be relentless and ruthless when it comes to collecting on debts. They use every tool at their disposal, including letters, phone calls, and social media harassment. Can Bankruptcy Stop a Wage Garnishment? Yes, filing a bankruptcy can stop a wage...
Bad car loans can be financially devastating. As New Jersey Bankruptcy attorneys we often meet with people who have very high car loan payments and want to know if a bankruptcy can help to lower car payments. The quick answer is yes, but there are conditions that...
A bankruptcy case begins when you file bankruptcy paperwork, called a bankruptcy petition, with the United States Bankruptcy Court. There are many jurisdictions in the United States each with their own bankruptcy court. If you have recently moved to New Jersey you may...
Are you overwhelmed with bills you cannot afford to pay? Are you thinking about filing bankruptcy in New Jersey but wonder how it works? Bankruptcy offers you the chance to get rid of your debt and begin again financially. While most people know that bankruptcy is a...
