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Bankruptcy offers a way for people struggling with debt to eliminate some or all of the debt and get a fresh start. Unless the majority of your debt is business or tax debt, in order to be eligible to file a Chapter 7 Bankruptcy you must pass the means time. This blog...
The decision to seek bankruptcy relief is difficult, but it comes from a place of necessity and strength. When deciding to file a Chapter 13 bankruptcy it is important to have a clear understanding of the process. Chapter 13 Bankruptcy Chapter 13 bankruptcy basically...
Individuals Can File Chapter 11 Bankruptcy Contrary to popular belief, Chapter 11 bankruptcy is not just for businesses. Individuals can file bankruptcy under Chapter 7, Chapter 13, , or Chapter 11 of the Bankruptcy Code. Individuals usually only file Chapter 11...
If you are drowning in debt but aren’t eligible or shouldn’t file a Chapter 7 bankruptcy, a Chapter 13 bankruptcy might be for you. This blog will explain what a Chapter 13 bankruptcy is, who qualifies and what the process is like. Qualifications to File a Chapter 13...
Have you found yourself drowning in debt and ready to file a NJ bankruptcy in order to get a fresh start? Deciding which NJ bankruptcy attorney to work with is the next important decision you’ll have to make. It is critical to choose a bankruptcy attorney who is not...
If you are reading this blog, you are likely overwhelmed with unmanageable debt and have decided to see if bankruptcy might help. You should commend yourself for taking the first step to improve your finances and know you don’t have to approach this process alone. We...
There is often a lot of emotion attached to how and when we spend money. For instance, we spend when we are happy and often also indulge in retail therapy when we are bored or sad. While mismanagement of money is sometimes the reason for our financial downfall, more...
It Just Got Easier to Discharge Student Loans On November 17, 2022 the Biden Administration announced new guidelines in how federal student loans will be treated in bankruptcy. The goal is to make the process for discharging student loans more consistent, clearer, and...
Curious about how bankruptcy works and if it might be right for you? The first step is to set up a consultation with an experienced NJ bankruptcy lawyer. Many people are nervous about this first meeting since it involves discussing something as personal as their...
Individuals can file bankruptcy without an attorney. This is called filing pro se. Working with a qualified bankruptcy attorney, however, is strongly suggested because bankruptcy has long-term financial and legal outcomes. Additionally, it is very difficult and takes...