How are New Jersey mortgages foreclosed?

New Jersey is a judicial foreclosure state. In New Jersey, the lender must go to the New Jersey Superior Court and file a judicial foreclosure lawsuit. After the court issues a final judgment of foreclosure, the property is sold at a Sheriff Sale. The public is given notice of the Sheriff Sale. The foreclosure lawsuit is stared when the lender files a Complaint in the Superior Court of New Jersey in the county in which the property is located. The lender also files a lis pendens which is a document that gives notice to the public that the property is being foreclosed. The foreclosure unit of the Superior Court handles all foreclosures.