Taking Steps To Modify Your Mortgage
When your home loan payment is unaffordable, a mortgage modification may reduce your monthly payment to a manageable amount, allowing you to stay in your home.
The benefits of a loan modification include:
• Saving your home
• Lowering your monthly mortgage payments
• Lowering your mortgage interest rate
• Fixing your adjustable rate mortgage
• Reducing your loan balance
• Waiving accrued interest
• Granting payment extensions
• Reamortizing your loan to include past due payments
• Eliminating late fees
• Making mortgage payments affordable
We Can Help You Save Your Home
The bank must approve your loan modification, and the approval process can be difficult. An experienced mortgage modification lawyer, however, can put you in the best position to get your modification approved.
Our loan modification attorneys at Levitt & Slafkes, P.C., can guide you through the process in a caring and professional manner. While no one can guarantee that you will get a loan modification, we promise to use our legal experience and knowledge to work with your lender to help you obtain a loan arrangement that benefits you and your family.
We will prepare your application in the format the bank requests to ensure a speedy process. We will review your finances, work through the numbers and present your application in its most favorable fashion. We will then use our experience to negotiate with your lender. We are licensed to assist families and individuals throughout New Jersey with mortgage modifications.
Protect Yourself From Loan Modification Scams
You are not required to hire an attorney to help you with mortgage modification, but it is a good idea. Thousands of homeowners across the country have been victimized by loan modification scams, losing their money and homes in the process. Many of these scams claim to be “attorney supported” services, but don’t be fooled; they generally are not law firms and are not bound by the strict legal and ethical rules that attorneys must obey.
Contact Us Today To Begin The Process
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.