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If you are having a hard time paying your bills bankruptcy can be a way for you to get rid of some or all of your debt. You must pass the bankruptcy means test to be eligible to file a Chapter 7 Bankruptcy. The only times you do not have to pass the means test is when...
We understand that facing bankruptcy can feel overwhelming. It is important to remember that bankruptcy is a step along your way to financial freedom. At , we believe in empowering our clients with the knowledge they need to rebuild their...
In recent years we have met with many people who have been the victim of financial scams, with some losing significant amounts of money. We have even seen several clients who have lost their entire life savings. As these scams become more sophisticated it is more...
Bruce Levitt, a partner at Levitt & Slafkes, P.C., will be participating in the 2024 Bankruptcy and Restructuring Forum, organized by the New Jersey State Bar Association (NJSBA) on September 27, 2024. This forum brings together legal professionals to discuss...
Bankruptcy law can be a complex area of law and can involve litigation. It is important to understand the types of litigation that can occur during bankruptcy. In a bankruptcy, creditors have the right to file a lawsuit asking that their particular debt not be...
Purpose of the Law On July 10, 2024 Gov. Phil Murphy signed into law a major revision of the New Jersey tax sale foreclosure process. The purpose of this revision is to help homeowners preserve some of the equity that they would have lost in the tax sale foreclosure...
It sometimes becomes necessary to file bankruptcy more than once. As an experienced bankruptcy attorney will tell you, while unfortunate, it is not rare. The need to refile often occurs as the result of unexpected circumstances, such as a job loss or medical expenses....
What is a Zombie Mortgage? Did you think your second mortgage, home equity loan or home equity line of credit was written off and then suddenly had it reappear from the dead after many years? If so, you may have what is called a zombie mortgage. This can be...
Medical debt is a major reason that people file bankruptcy. The Consumer Financial Protection Bureau indicates that $88 billion of outstanding medical bills are currently in collections-affecting one in five Americans. According to U.S. News & World Report, many...
Introduction If you are a homeowner facing foreclosure, the experience can be very overwhelming and upsetting. There is, however, a little known process that can give you some hope—recovering surplus funds. If your property sells at Sheriff Sale for more than you owe,...