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Understanding common terms used in mortgages is crucial for anyone involved in buying a home or anyone who is facing a legal situation related to their mortgage, such as foreclosure. In this blog, we will break down some common mortgage terms that will help you better...
Are homeowners’ association (HOA) fees and assessments dischargeable in bankruptcy? This is a question we often get from people who live in condominiums or communities that require all homeowners to be a part of an HOA and pay monthly fees and sometimes special...
If you are considering bankruptcy, you may be wondering what will happen to your car or your house. In fact, these questions are so common that we have prepared a client FAQ detailing exactly what happens in the bankruptcy process to these and other essential assets....
Having your car repossessed is a very upsetting experience. Understanding the process, relevant statutes, and potential solutions is crucial if there is a possibility that your car will be repossessed. In this blog post, we will explore how car repossession works in...
Filing for bankruptcy can be a fresh start if you are overwhelmed by bills you cannot pay. Not knowing what to expect during the bankruptcy process can make the idea of filing very frightening which it does not need to be. With the help of the experienced and...
Filing for bankruptcy can be a stressful and overwhelming experience, but having the right bankruptcy lawyer by your side can make all the difference. Bruce Levitt, a partner at Levitt and Slafkes in Maplewood, New Jersey, is an experienced NJ bankruptcy lawyer who...
Social security income is an important source of income for many people. If you are planning to file bankruptcy, and you get social security benefits, it is important to speak with an experienced bankruptcy attorney about it. However, in most cases you will not lose...
Many people ask us if their private student loans can be discharged (eliminated) if they file bankruptcy. This blog will discuss the answer to that question in general terms as everybody’s situation is different. We always recommend that you speak with an experienced...
A common question we receive is, ‘how long do I have to file an answer to a New Jersey foreclosure complaint that I have been served with.’ This blog will answer that very important question. How Does a New Jersey Foreclosure Action Start? A foreclosure action begins...
Can Bankruptcy Stop a NJ Wage Garnishment? In short, yes. Filing for bankruptcy can stop a wage garnishment in New Jersey. Under the U.S. Bankruptcy Code, if you file for a Chapter 7 or Chapter 13 bankruptcy, an automatic stay immediately goes into effect. The...