Levitt & Slafkes Legal Blog
Why You Should Hire a Bankruptcy Attorney Who Cares About You and Gives Personal Attention
If you are reading this blog, you are likely overwhelmed with unmanageable debt. You may have been doing your best to cope with increasing debt and bills you cannot pay for months or even years, but have finally decided to look into whether bankruptcy can help you!...
What is a Bankruptcy Retainer Agreement?
If you are reading this post, it is likely that you are thinking about filing for bankruptcy and you are not alone. For most people, filing bankruptcy should not be a do-it yourself process. Working with an experienced bankruptcy attorney can help ensure the process...
6 Things to Look for When Hiring a Bankruptcy Attorney
If you are struggling to pay your bills and you are being harassed by aggressive creditors, it might be tempting to hire the first attorney you find. However, choosing your Chapter 7 or Chapter 13 lawyer is one of the most important decisions you can make, so you want...
If My Home is Sold at a Sheriff Sale in New Jersey Can I Get it Back?
The right of redemption allows you to get back your home after a sheriff sale. Foreclosures in New Jersey are judicial which means that the lender must file a lawsuit to foreclose on your home. If your home has recently been sold at a Sheriff Sale in New Jersey you...
Top 5 “Must Ask” Questions When Shopping for a Foreclosure Defense Attorney
Choosing a foreclosure defense lawyer is a very important decision and you want to get it right. Here are what we believe are the top 5 questions you must ask a foreclosure defense attorney before hiring them. Number 1: Are You Licensed to Practice Law in New Jersey?...
Who Are the Unknown Defendants in Your Foreclosure Lawsuit?
If you have been served with a foreclosure complaint who may notice that under defendants, (the person being sued) alongside your name on the complaint other "unknown" defendants are listed? We are often asked who are these unknown defendants and why are they listed....
What is a Notice of Intention to Foreclose In New Jersey? Should I Take It Seriously?
First of all, you should take any notifications that your get from your lender seriously. A Notice of Intention to Foreclosure is your lender telling you that because you are not current with your mortgage payments, the lender is planning to foreclose on your...
What is the Sheriff Sale Process in New Jersey?
In New Jersey, after a mortgage lender has obtained a final judgment in foreclosure, they can schedule a Sheriff Sale of the property. If you are facing this situation, it is important to know that it will not happen immediately because a specific process must be...
Deficiency Judgment: Will You Still Owe Money After a New Jersey Sheriff Sale?
If you go through a judicial foreclosure in New Jersey, but the sale price isn't enough to cover the balance of your mortgage your lender can come after you for the deficiency following the foreclosure sale. What is a Deficiency After a Foreclosure? When a lender...
Health is Wealth
When you explore or file for Bankruptcy, you are taking the first steps to improving your financial "health", but it is important to remember your personal and mental health, too. Financial distress can be stressful and overwhelming. Per a study from Northwestern...
