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Chapter 13 Archives

Understanding How Chapter 13 Works

understanding how chapter.jpgMost people who file for bankruptcy have been struck by an unexpected event that caused severe financial challenge. Illness or injury and medical bills may have eaten right through all your savings and extra income, or unemployment may have stopped you in your tracks. Whatever the case, bankruptcy can act as a powerful financial tool for getting back on track-especially with the help of an experienced attorney from a law firm like Levitt & Slafkes, PC.

Why You Need a Bankruptcy Attorney Who Can Offer Personalized Attention

Why you need a bankruptcy attorney who can offer personalized attention.jpgAre you overwhelmed with debt, having reached the point where you can barely pay for the essentials, much less satisfy pay your creditors? You may have been doing your best to cope with escalating financial distress for months now or even years, but have finally decided to explore bankruptcy as an option. While this may be the smartest solution for gaining firm control of your finances, it can also be a difficult decision to make.

Why You Should Not Pay Off That Family Loan Before Filing for Bankruptcy

Thumbnail image for why you should not pay off.jpgIf you have decided to file for bankruptcy, no doubt you are eagerly looking toward a brighter future and new found financial freedom. You probably also have numerous questions and concerns about filing which should be discussed with an experienced bankruptcy attorney from a law firm like Levitt & Slafkes, PC.

How Do I Know the Time is Right for Me to File for Bankruptcy?

How Do I Know the Time is Right for Me to File for Bankruptcy.jpgIf you are considering filing for bankruptcy, you've probably experienced many months of financial hardship. While struggling a little with the typical monthly budget is one thing, if you have been falling deeper and deeper into debt, it's time to consult with an experienced bankruptcy law firm like Levitt & Slafkes, PC. We can review your case, answer your questions, and discuss all your options.

What Happens to My Child Support Obligation in A Bankruptcy Case?

thumbnail - child support.jpgThere are many reasons that millions around the US have filed for bankruptcy. Serious financial woes are generally precipitated by an unexpected life event. A major illness may have led to medical bills piling up, unemployment may have made it impossible to pay the bills, or family issues such as divorce may have led to very challenging circumstances both emotionally and financially.

What Happens to My Child Support Obligation in A Bankruptcy Case?

thumbnail - child support.jpgThere are many reasons that millions around the US have filed for bankruptcy. Serious financial woes are generally precipitated by an unexpected life event. A major illness may have led to medical bills piling up, unemployment may have made it impossible to pay the bills, or family issues such as divorce may have led to very challenging circumstances both emotionally and financially.

The Importance of Honesty

The Importance of Honesty.jpgThe importance of honesty in the bankruptcy process cannot be overstated. As part of the bankruptcy process, a filer must disclose all property, income, and debts. These declarations are made under penalty of perjury that everything contained in the bankruptcy petition is true and correct to the best of one's knowledge, information, and belief. Honesty in this process is not optional; it is required. Failing to disclose income or assets can have wide-ranging implications from inability to discharge debt through to criminal liability.

The Importance of Honesty

The Importance of Honesty.jpgThe importance of honesty in the bankruptcy process cannot be overstated. As part of the bankruptcy process, a filer must disclose all property, income, and debts. These declarations are made under penalty of perjury that everything contained in the bankruptcy petition is true and correct to the best of one's knowledge, information, and belief. Honesty in this process is not optional; it is required. Failing to disclose income or assets can have wide-ranging implications from inability to discharge debt through to criminal liability.

Stripping Liens from Your Home in a New Jersey Bankruptcy

Stripping Liens from Your Home in a New Jersey Bankruptcy.jpgFor years, New Jersey homeowners saw their homes rise in value. During this time, many homeowners took out second or third mortgages or home equity loans. Even now, eight years after the beginning of the housing crisis, many homeowners are still underwater in their mortgages, owing more than their home is worth.

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