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Can Bankruptcy Stop a NJ Wage Garnishment? In short, yes. Filing for bankruptcy can stop a wage garnishment in New Jersey. Under the U.S. Bankruptcy Code, if you file for a Chapter 7 or Chapter 13 bankruptcy, an automatic stay immediately goes into effect. The...
Bankruptcy offers a way for people struggling with debt to eliminate some or all of the debt and get a fresh start. Unless the majority of your debt is business or tax debt, in order to be eligible to file a Chapter 7 Bankruptcy you must pass the means time. This blog...
Individuals Can File Chapter 11 Bankruptcy Contrary to popular belief, Chapter 11 bankruptcy is not just for businesses. Individuals can file bankruptcy under Chapter 7, Chapter 13, , or Chapter 11 of the Bankruptcy Code. Individuals usually only file Chapter 11...
There is often a lot of emotion attached to how and when we spend money. For instance, we spend when we are happy and often also indulge in retail therapy when we are bored or sad. While mismanagement of money is sometimes the reason for our financial downfall, more...
It Just Got Easier to Discharge Student Loans On November 17, 2022 the Biden Administration announced new guidelines in how federal student loans will be treated in bankruptcy. The goal is to make the process for discharging student loans more consistent, clearer, and...
Curious about how bankruptcy works and if it might be right for you? The first step is to set up a consultation with an experienced NJ bankruptcy lawyer. Many people are nervous about this first meeting since it involves discussing something as personal as their...
Small business owners put their heart and soul into starting and maintaining their small businesses. The COVID-19 pandemic has had a significant and unfortunate impact on many small businesses. If your small business is struggling with debt, filing a bankruptcy might...
Are you thinking about filing bankruptcy and want to know if your employer will find out? Although all NJ bankruptcies are public record, there are only certain times that your employer will definitely find out. As you consider this path, it is important to know that...
There are a number of important deadlines that it is important to be aware of in a NJ Bankruptcy. These deadlines will be included in the Notice of Bankruptcy Filing (Notice), which will be issued by the Court when you file your NJ Bankruptcy. This Notice...
Most People Keep All of their Property After a Chapter 7 Bankruptcy A person who files bankruptcy, known as a debtor, is allowed to keep a certain amount of property in order to get a fresh start after bankruptcy. The property a debtor is allowed to keep is called...