A Chapter 13 bankruptcy can be a lifeline for individuals and families facing unmanageable debt. It can also help you save your home from foreclosure. One important aspect of a Chapter 13 bankruptcy is that it must be feasible. In this blog post we will discuss what...
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Bankruptcy Basics
The Bankruptcy Means Test and How Does It Works
Updated with latest median income (set starting November 1, 2023) If you are struggling with debt, bankruptcy may offer a way for you to eliminate some or all your debt and get a fresh start. Unless most of your debt is business or tax debt, you must pass the...
Protecting Your Co-Debtor in Bankruptcy
When you file bankruptcy your co-debtors can be affected. How they are affected depend mostly on the type of debt is involved and whether you file a Chapter 7 or Chapter 13 bankruptcy. In this blog we will discuss the impact of your bankruptcy filing on your...
12 Things to Know About the Meeting of Creditors in a Chapter 7 NJ Bankruptcy
Do you have overwhelming debt that you cannot pay and are thinking about filing bankruptcy to get a fresh start? A common question people ask us when they are thinking about filing bankruptcy is, “will I have to go to Court if I file bankruptcy?” In almost all cases,...
How Much Will Your Chapter 13 Plan Payment Be?
Facing significant debt can be a frightening and overwhelming experience. Chapter 13 bankruptcy gives individuals who have a regular income the opportunity to reorganize their debts and repay them with a structured bankruptcy plan. A common question we are asked when...
What Happens to My Timeshare If I File Bankruptcy?
If you are considering bankruptcy, you may be wondering what will happen to your car or your house. In fact, these questions are so common that we have prepared a client FAQ detailing exactly what happens in the bankruptcy process to these and other essential assets....
What you need to know about Vehicle Repossessions in New Jersey
Having your car repossessed is a very upsetting experience. Understanding the process, relevant statutes, and potential solutions is crucial if there is a possibility that your car will be repossessed. In this blog post, we will explore how car repossession works in...
How Does the Bankruptcy Process in New Jersey Work?
Filing for bankruptcy can be a fresh start if you are overwhelmed by bills you cannot pay. Not knowing what to expect during the bankruptcy process can make the idea of filing very frightening which it does not need to be. With the help of the experienced and...
Will I Lose My Social Security Benefits If I File Bankruptcy?
Social security income is an important source of income for many people. If you are planning to file bankruptcy, and you get social security benefits, it is important to speak with an experienced bankruptcy attorney about it. However, in most cases you will not lose...
Bankruptcy Can Help End Wage Garnishment
Can Bankruptcy Stop a NJ Wage Garnishment? In short, yes. Filing for bankruptcy can stop a wage garnishment in New Jersey. Under the U.S. Bankruptcy Code, if you file for a Chapter 7 or Chapter 13 bankruptcy, an automatic stay immediately goes into effect. The...