Lawsuits are a tool used by creditors to collect their debts. Often, they file many of these lawsuits at one time against numerous debtors, counting on an outsize percentage of these defendants to ignore the lawsuit. These defendants may be overwhelmed by the lawsuit...

The New Jersey Appellate Division recently held that a third-party creditor cannot go after real estate owned jointly by spouses to satisfy a judgment that had been entered against one of the spouses. In Jimenez v. Jimenez, Docket No. A-2495-16T1, the plaintiffs...

If you are struggling with debt, you are well aware of this timeless fact: creditors are relentless in their pursuit of money. They are willing to engage in all manner of collection efforts, including harassing letters and phone calls to get what they believe they are...

If you have found yourself trapped with debt that you cannot repay, you have probably heard from creditors or collection agencies on their behalf. You have probably heard from them frequently, on the phone, by mail, or even at work. These collection efforts can make...