Bankruptcy Automatic Stay

No one has ever accused a creditor of being patient and understanding. To the contrary, stories of aggression, harassment, or hostility are the norm. If you have been trying to pay your debts, but continue to be on the receiving end of notices, threats, and collection...

Bankruptcy Can Help End Wage Garnishment

On Behalf of Levitt & Slafkes, P.C. | Dec 10, 2018 | Bankruptcy Automatic Stay, Bankruptcy Basics, Chapter 13 Bankruptcy

Creditors can be relentless and ruthless when it comes to collecting on debts. They use every tool at their disposal, including letters, phone calls, and social media harassment. This takes a great mental toll on people struggling to repay their debts. Unfortunately,...

What Are the Effects of a Stay in Bankruptcy Proceedings?

On Behalf of Levitt & Slafkes, P.C. | Apr 30, 2018 | Bankruptcy Automatic Stay, Bankruptcy Basics

Bankruptcy offers relief and protection to people who have unsuccessfully exhausted all avenues to get out from under their debt. It is fortunate that these legal options exist, as the non-stop efforts of aggressive debt collectors, repossession attempts, and the...

Can the Bank Freeze My Checking Account if I File for Bankruptcy?

On Behalf of Levitt & Slafkes, P.C. | Sep 22, 2017 | Bankruptcy Automatic Stay, Bankruptcy Basics, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

You may have been out shopping for groceries this past weekend, or perhaps at your favorite local hardware store picking up tools and materials for a few maintenance projects on your home. As you perused the aisles and began filling your cart, most likely you had no...

How Bankruptcy Stops Creditor Harassment

On Behalf of Levitt & Slafkes, P.C. | Jun 15, 2017 | Bankruptcy Automatic Stay, Bankruptcy Basics, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

If you have decided to file for bankruptcy, most likely you've been under financial duress for months now, or maybe even years. Medical debt is usually the number one reason given for filing bankruptcy, whether in Chapter 7 or Chapter 13. Unemployment comes in as a...

What Can the Bankruptcy Stay Stop?

On Behalf of Levitt & Slafkes, P.C. | Jun 28, 2013 | Bankruptcy Automatic Stay

When you file a Chapter 7 or Chapter 13 bankruptcy, the automatic stay is immediately effective. The stay prohibits creditors from continuing any collection activity during the bankruptcy case. Thus, because the stay is effective as soon as your petition is filed, the...