Property is often one of the main concerns in bankruptcy. The potential loss of your home or car may become a central focus, as well as the deciding factor in whether you file for Chapter 7 or Chapter 13 bankruptcy. While Chapter 7 is generally considered the...
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Month: June 2017
CAN A LENDER FORECLOSE WHILE A LOAN MODIFICATION APPLICATION IS PENDING?
The home is where the heart is, often filled with many of our life's memories as well as offering a treasured place of comfort and security. When that becomes threatened, you may find yourself exploring and exhausting every option before giving in to foreclosure....
How Bankruptcy Stops Creditor Harassment
If you have decided to file for bankruptcy, most likely you've been under financial duress for months now, or maybe even years. Medical debt is usually the number one reason given for filing bankruptcy, whether in Chapter 7 or Chapter 13. Unemployment comes in as a...
How Bankruptcy Affects Divorce
It's common knowledge that money issues often lead to divorce, so it's not surprising that bankruptcy may be looming while couples are splitting up, whether for one spouse or both. If you and your spouse know that you both need to file, the process will be more...
Forgiveness of Debt Income
Being in debt can cause terrible stress which unfortunately does not disappear overnight. This problem cannot be ignored - as tempting as it would be to take those bills and literally shove them under the rug or toss them out. While millions of other Americans may be...