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Can I File Bankruptcy in New Jersey if I Just Moved Here?

On Behalf of | Sep 15, 2021 | Bankruptcy Basics

Image of green sign hanging over highway. Sign says, Welcome to New Jersey. The Garden State.

A bankruptcy case begins when you file bankruptcy paperwork, called a bankruptcy petition, with the United States Bankruptcy Court. There are many jurisdictions in the United States each with their own bankruptcy court. If you have recently moved to New Jersey you may or may not be eligible to file a bankruptcy in NJ to get your fresh start. Continue reading to learn more about the eligibility criteria.

Rules as to Where to File a Bankruptcy?

The first thing that needs to be considered is where you’ve lived over the previous 180 days.

To file a bankruptcy in New Jersey, the debtor (the person filing bankruptcy) must have resided in New Jersey, or had their principal place of business or principal asset located in New Jersey, for 180 days before filing the petition, or for a longer portion of those 180 days than any other district.

If you moved within the last 180 days, the proper place to file your bankruptcy case is the location where you lived for the greater part of the previous 180 days. For example, if you lived in California for the last few years, but moved to New Jersey 2 months ago, California is still the proper location for your bankruptcy because it was where you lived for 120 days of the 180-day period before the filing.

Contact us now for a free strategy session from a NJ Bankruptcy lawyer at Levitt & Slafkes

If you have recently moved to NJ from another state and are wondering when you can file bankruptcy in NJ, please call us at 973-323-2953 or contact us online to schedule a free consultation with one of our NJ bankruptcy attorneys. We would love to help you get rid of your debt and get a fresh start!

We are proudly designated as a debt relief agency by an Act of Congress. We have proudly assisted consumers in filing for Bankruptcy Relief for over 30 years. The information in this blog is for general information purposes only. Nothing should be taken as legal advice for any individual case or situation.