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Various dollar amounts in the Bankruptcy Code were increased for cases filed on or after April 1, 2013. As a result, several official bankruptcy forms have been revised to reflect the new dollar amounts, including the official Proof of Claim form, as well as a number...
We have seen recent discussions regarding whether a recent graduate can pay his or her student loan with a credit card, then file for bankruptcy and discharge the debt as an unsecured credit card debt. While this strategy may seem like a good plan for circumventing...
The two main types of consumer bankruptcy filings are Chapter 7 and Chapter 13. Below is a short summary explaining the differences between each type of filing. Chapter 7 You must be eligible to file a Chapter 7 case. To determine if you qualify, you must pass the...
A bankruptcy filing takes forethought and planning, but how do you know when it is the right time for you to file your case? There is no formula for determining the right time to file your case, but the circumstances below are indications that a bankruptcy may be...
Individuals filing for bankruptcy protection most commonly file under Chapter 7 or Chapter 13. Check back with us to learn more about Chapter 13. This blog will focus on the advantages of a Chapter 7 filing: Discharge of unsecured debts. Most personal debts are...