No matter what you have read online, the decision to pursue bankruptcy proceedings is a deeply personal one and is not a one-size fit all solution for everyone. In fact, bankruptcy proceedings can be complicated and may not turn out the way you hope. This is why it is...
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Bankruptcy Basics
Understanding Debt Classifications in Bankruptcy
Bankruptcy proceedings are often intense and incredibly complex. For the uninitiated, the terms that attorneys and judges throw around often sound like a different language. Nevertheless, if you are interested in learning more about bankruptcy, it is important to...
Your Retirement Plan in Bankruptcy
Trying to overcome debt problems is a hard, emotionally draining process. For many, it seems like a hopeless spiral of missed payments, juggling credit cards, selling treasured possessions, harassing calls from creditors, and growing interest penalties. If you find...
IF A CREDITOR IS SEEKING TURNOVER OF FUNDS FROM YOUR JOINT BANK ACCOUNT, WE CAN HELP!
Do you share a bank account with another person? Has a creditor levied upon that joint account to satisfy a judgment that was entered against one of you? Are you afraid that your money in that joint account will go towards paying off the other person's debt? If so, a...
Can I File for Personal & Business Bankruptcy Simultaneously?
Although we all know that dealing with money and numbers are supposed to be a logical, black and white process, sans emotion, few of us can act that way-whether we have lots of cash, or a dwindling supply. Financial success can lead us to feeling euphoric, while...
Why Some Debts Cannot Be Discharged in Chapter 7 or 13 Bankruptcy
If you have found yourself in serious financial distress, you may feel completely helpless-and very alone-at first. As the calls from debt collectors escalate, bills pile up, and your income is not sufficient to pay them, you may finally seek a final solution in...
Filing for Bankruptcy: Going Pro Se is a Difficult Road
While you can file for bankruptcy without an attorney, it is not recommended unless you have an in-depth grasp of bankruptcy law and the many intricate details involved in the process. There is a learning curve involved to understand all aspects of filing for Chapter...
Do I Have to List Debts to Families & Friends in My Bankruptcy?
Honesty is the best policy when it comes to dealing with the bankruptcy court and communicating with the bankruptcy trustee. The Trustees usually have enormous experience in working with debtors, and know when someone is not truthful. It is therefore critical that you...
Managing Your Stress Levels When Money is Tight
You can probably relate to the ups and downs of trying to get by financially today. Millions of others around the US are feeling the stress of balancing the household budget also, especially as the cost of living continues to rise while wage increases for many either...
Can the Bank Freeze My Checking Account if I File for Bankruptcy?
You may have been out shopping for groceries this past weekend, or perhaps at your favorite local hardware store picking up tools and materials for a few maintenance projects on your home. As you perused the aisles and began filling your cart, most likely you had no...
