Although most debtors preparing to file for bankruptcy are under serious financial duress, they may still have issues regarding spending and asset allocation that require consideration in pre-planning. You may be eager to get your case rolling along-whether filing for...
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Bankruptcy Basics
Chapter 7 & Chapter 13: What is Bankruptcy Pre-Planning?
Like millions of others before you in the US, you may have decided to file bankruptcy due to an overwhelming amount of debt. You probably never expected to be in such a position, but life is full of surprises and unfortunately, they are not always good when it comes...
How Many Times Can I File for Bankruptcy?
The goal behind filing for bankruptcy is to pave a new financial path for yourself, free of debt. The stories behind bankruptcy vary, however, and are often the result of unexpected, even catastrophic events. And just because something happens once, unfortunately,...
Bankruptcy: What is the Means Test–And What if I Don’t Pass?
Filing for bankruptcy is a major step, and probably not something you ever wanted to do. You may have been in a major accident, or you or a family member may have experienced an extended illness that resulted in insurmountable medical bills. Budgets may have been cut...
The Hail Mary: Filing for Bankruptcy to Save Your Home
If you are in a serious financial crisis, it may seem like every part of your life has been affected in a negative way. Your options-as well as your future-may suddenly seem terribly constricted. You may feel very alone, and as if you can't talk to anyone about these...
How Bankruptcy Stops Creditor Harassment
If you have decided to file for bankruptcy, most likely you've been under financial duress for months now, or maybe even years. Medical debt is usually the number one reason given for filing bankruptcy, whether in Chapter 7 or Chapter 13. Unemployment comes in as a...
Forgiveness of Debt Income
Being in debt can cause terrible stress which unfortunately does not disappear overnight. This problem cannot be ignored - as tempting as it would be to take those bills and literally shove them under the rug or toss them out. While millions of other Americans may be...
Why You Should Not Pay Off That Family Loan Before Filing for Bankruptcy
If you have decided to file for bankruptcy, no doubt you are eagerly looking toward a brighter future and new found financial freedom. You probably also have numerous questions and concerns about filing which should be discussed with an experienced bankruptcy attorney...
What Happens to My Car in a Chapter 7 Bankruptcy?
People often wonder how bankruptcy will affect their ability to keep their car. While there can be complications if you are far behind on payments, what happens to your property in bankruptcy will most likely be up to you. It is crucial to work with an experienced...
How Do I Know the Time is Right for Me to File for Bankruptcy?
. We can review your case, answer your questions, and discuss all your options. Creditors May Be at Your Door Bankruptcy is a serious solution for serious financial issues. You may have had to rely on credit cards during a period of illness...
