The right of redemption allows you to get back your home after a sheriff sale. NJ Sheriff’s Sales Have Resumed NJ Sheriff Sales on residential property were on hold since the beginning of the COVID-19 pandemic. As of September, 2021 Sheriff Sales have resumed in...
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Chapter 13 Bankruptcy
Can I Lower My Car Payments with a NJ Bankruptcy?
Bad car loans can be financially devastating. As New Jersey Bankruptcy attorneys we often meet with people who have very high car loan payments and want to know if a bankruptcy can help to lower car payments. The quick answer is yes, but there are conditions that...
Chapter 7 vs Chapter 13 Bankruptcy: Which One is Best for You?
If you’re drowning in debt, filing for bankruptcy may be the best solution for getting your finances back on track. You may wonder, however, what type of bankruptcy is right for you. While there are other kinds of bankruptcy, most individuals file under either Chapter...
Can Rental Debt Be Discharged Through Bankruptcy?
In today’s economy, renting an apartment or home is quite common. Nearly 40% of people in the United States are renters, and many of them are facing financial hardship. If you have lost your job or are experiencing other financial difficulties you may find yourself...
What Happens When You Declare Bankruptcy?
Given the current economic climate, many Americans are forced to consider what happens when you declare bankruptcy. Whether a job loss, illness, divorce, or another unexpected turn of events has you looking at bankruptcy, here's your guide to understanding the...
Can I Lower My Car Payments with a NJ Bankruptcy?
Bad car loans can be financially devastating. As New Jersey Bankruptcy attorneys we often meet with people who have very high car loan payments and want to know if a bankruptcy can help to lower car payments. The quick answer is yes, but there are conditions that...
Can I Keep My Car if I File Chapter 7 Bankruptcy in New Jersey?
Most people who we meet with ask if they can keep their car if they file Chapter 7 bankruptcy because they need it to get to work, to school and in general to live their life. Whether you can keep your car in a Chapter 7 depends upon many factors including whether...
All I Want for Christmas Is……DEBT RELIEF!
Christmas is a time when you want to focus on family and the joy of the season. If you are drowning in debt maybe the best Christmas present you could give your family is a financial fresh start. In most cases, the primary goal of filing a Chapter 7 or Chapter 13 case...
NEW DEBT LIMITS FOR CHAPTER 13 BECAME EFFECTIVE APRIL 1, 2019
Individuals have several options when filing bankruptcy. Chapter 13 is often preferred for individuals with regular income who wish to keep their homes that have equity and other secured assets. In a Chapter 13 filing, the court will approve the debtor's three to...
WHAT TAXES CAN BE DISCHARGED IN BANKRUPTCY
If you are one of the many Americans who struggle with debt, then you intimately understand the emotional strain that comes with ceaseless harassment from debt collectors. Despite your best efforts and hard work, you find yourself unable to keep up with credit card...