Your home is likely the most valuable asset you own. Beyond its monetary value, your home has incredible sentimental value as it represents your hard work, the place where you have raised your children, and the roof over your family's head. This makes foreclosure a...
Let Our 30 Years Of Experience Work For You
Foreclosure Saving Your Home
Is Foreclosure Mediation for Me?
Foreclosure can be a really scary word. For many Americans, a home is their most valuable asset. For individuals who have struggled with their mortgage payments, the prospect of losing this home can be overwhelming. Mortgage lenders can foreclose on a property when...
Just Served: How to Understand Those Foreclosure Lawsuit Documents
For any person who isn't an attorney, a lawsuit can be a terrifying proposition. Based on every television and commercial depiction you've seen of attorneys, judges, and juries, the courtroom may be the last place you would ever want to be. Creditors know this and...
Why There Are So Many Scams Surrounding Foreclosure–And How to Avoid Them!
While finding relief from debt may be one of the most significant hurdles you will experience in adult life, serious financial duress is usually a symptom of other, larger problems. These usually arise in the form of unexpected and sometimes long-term crises like a...
How Soon Must We Notify Renters About Possible Foreclosure?
If your home is headed into foreclosure, you probably have a list of questions and concerns. Whether you live in this home or use it as investment rental property, if you are like most homeowners, it is traumatic to lose such an asset to foreclosure. If you have...
Over 65 & Being Foreclosed On–What is the Best Course of Action?
Most Americans dream of retiring comfortably one day. Often, that is the motivation that keeps so many of us focused on the daily work grind, commuting to work, long hours and other sacrifices. While working for the same company for 40 years and then retiring at 65...
New Jersey Homeowners: What is a Notice of Intent to Foreclose?
If your home is being foreclosed on, chances are this is a financial issue that has been building for a while. While the foreclosure process is one that may drag out over a long period of time, eventually the foreclosure notices will begin to arrive. This may be an...
CONSUMER FINANCIAL PROTECTION BUREAU SUES OCWEN FOR “FAILING BORROWERS AT EVERY STAGE OF THE SERVICING PROCESS”
In late April of 2017, the Consumer Financial Protection Bureau (CFPB) sued Ocwen Financial Corporation over allegations of widespread misconduct in how it serviced borrowers' loans. Headquartered in West Palm Beach, Florida, Ocwen is one of the nation's largest...
The Hail Mary: Filing for Bankruptcy to Save Your Home
If you are in a serious financial crisis, it may seem like every part of your life has been affected in a negative way. Your options-as well as your future-may suddenly seem terribly constricted. You may feel very alone, and as if you can't talk to anyone about these...
Unable to Pay the Mortgage: What Happens if I just Walk Away?
The threat of foreclosure does not happen overnight. For most homeowners in distress, payments have been late for at least several months-and possibly more. A loss of income is usually the cause, due to a life event that was almost certainly unexpected and even...