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While many still see a stigma attached to the process of filing for bankruptcy, just as many debtors (and some in the public eye) are completely upfront about their financial struggles. You may have friends or family who have filed after extreme financial challenges....
If you have filed a Chapter 7 or Chapter 13 bankruptcy, or you have gone through a foreclosure, you may be wondering how long it will take before you can buy a new home. No two cases are identical, but how you handle your credit after your bankruptcy or foreclosure...
When you emerge from a personal bankruptcy and the overwhelming burden of your debt has been lifted, you can relax some. However, it is important that you don't fall into the trap of thinking that your work is done. As soon as possible, you should begin rebuilding...
If you are planning to file for bankruptcy protection, you are probably wondering what will happen to your secured debts, such as your home loan or car loan. A secured debt is created by any loan where you have pledged an asset to the lender as collateral. If you fail...
Once you obtain your discharge order, can you finally breathe a sigh of relief? In the vast majority of the cases, the answer is "yes." However, there is a small area where a creditor or the trustee can seek to have your discharge revoked. This complaint must be based...
One of the most common questions we get from our clients is whether they can buy a home after filing for bankruptcy, and if so, how long they must wait to be eligible to do so.The short answer to the first question is "yes," you will be able to buy a new home...
When you emerge from bankruptcy, you have a fresh financial start. Thus, it is important to have a clear strategy for re-establishing good credit and finances after bankruptcy. Below are a few tips to consider: Establish your household budget. It is important for your...
As 2014 approaches, you are probably thinking about your New Year's resolutions. This year, instead of saying you will lose weight, consider making a resolution to lose your debt! When you file a Chapter 7 or Chapter 13, you are able to eliminate the majority of your...
It is a common belief that filing for bankruptcy ruins your credit score forever, but this is NOT true. While improving your credit after a Chapter 7 or Chapter 13 takes time, with patience and self-discipline, it can be done. It is important to understand what...
If you have previously filed a Chapter 7 or Chapter 13 case and you are struggling financially again, you are probably wondering if you will be allowed to file another bankruptcy. In short, you can file a second bankruptcy case, but there are some limitations....