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If you are reading this post, it is likely that you are thinking about filing for bankruptcy and you are not alone. For most people, filing bankruptcy should not be a do-it yourself process. Working with an experienced bankruptcy attorney can help ensure the process...
Choosing a foreclosure defense lawyer is a very important decision and you want to get it right. Here are what we believe are the top 5 questions you must ask a foreclosure defense attorney before hiring them. Number 1: Are You Licensed to Practice Law in New Jersey?...
If you have been served with a foreclosure complaint who may notice that under defendants, (the person being sued) alongside your name on the complaint other "unknown" defendants are listed? We are often asked who are these unknown defendants and why are they listed....
If you go through a judicial foreclosure in New Jersey, but the sale price isn't enough to cover the balance of your mortgage your lender can come after you for the deficiency following the foreclosure sale. What is a Deficiency After a Foreclosure? When a lender...
When you explore or file for Bankruptcy, you are taking the first steps to improving your financial "health", but it is important to remember your personal and mental health, too. Financial distress can be stressful and overwhelming. Per a study from Northwestern...
A defense is a reason why the Plaintiff (the Bank in a foreclosure lawsuit) should not win their case. You tell the Court your defenses when you answer the summons and complaint. You must then prove your defenses in Court. If you prove your defenses then the...
Levitt and Slafkes, P.C. is pleased to announce that Bruce H. Levitt has been certified as a civil case mediator in the State of New Jersey. In order to become a mediator Mr. Levitt completed the Civil Mediation Training Course offered by the New Jersey Institute for...
In an effort to stay abreast of the most current events in bankruptcy matters, Bruce Levitt and Shelley Slafkes attended the National Association of Consumer Bankruptcy Attorneys 27th annual convention held in Cleveland on May 16-19, 2019. Some of the topics that were...
It is a fact that mortgage lenders make mistakes. Those mistakes often result in homeowners paying more than they are supposed to. There are also many homeowners who are being foreclosed upon that have been victims of mortgaging servicing abuse. The lawyers at...
Individuals have several options when filing bankruptcy. Chapter 13 is often preferred for individuals with regular income who wish to keep their homes that have equity and other secured assets. In a Chapter 13 filing, the court will approve the debtor's three to...