Bankruptcy has become an option for so many people because of its ability to ease the stress of debt when there may not be another way out. However, a bankruptcy filing can still cause many people to have reservations about the impact it will have and the financial...
The emotional turmoil a divorce inflicts can be substantial. You go from a being someone’s partner to being on your own. The same is true for all your financial obligations. Suddenly, you must pay the cable bill and the mortgage. It is a lot take on, and it can feel...
When you make financial plans for yourself, one of the last things that you would expect to drag you under are surcharges for motor vehicle violations. Sadly, it is a reality for many New Jersey drivers to experience the wrath of the point system administered by the...
Lawsuits are a tool used by creditors to collect their debts. Often, they file many of these lawsuits at one time against numerous debtors, counting on an outsize percentage of these defendants to ignore the lawsuit. These defendants may be overwhelmed by the lawsuit...
No one has ever accused a creditor of being patient and understanding. To the contrary, stories of aggression, harassment, or hostility are the norm. If you have been trying to pay your debts, but continue to be on the receiving end of notices, threats, and collection...
If you are struggling with debt, you are not alone. As bankruptcy attorneys who have guided clients through the bankruptcy process for three decades, we have seen a great many people find themselves unable to keep up with debt and interest payments. Unfortunately,...
Creditors can be relentless and ruthless when it comes to collecting on debts. They use every tool at their disposal, including letters, phone calls, and social media harassment. Can Bankruptcy Stop a Wage Garnishment? Yes, filing a bankruptcy can stop a wage...
If you look at your ongoing monthly expenses, you vehicle loan is probably up there as one of the big ones. Unfortunately, while your high, fixed car loan payment remains the same for the term of your loan, depreciation causes the value of the vehicle to decrease over...
There isn't a person in this country who wants to have a serious medical condition, suffer a traumatic injury, or require ongoing medical treatment. Beyond the physical and emotional tolls that come with medical ailments, medical care is expensive. In fact, medicine...
When you make the wise choice to seek bankruptcy protection from creditors, you do so because you need relief and you desire some space to re-establish your financial independence. In essence, bankruptcy is an opportunity to get aggressive creditors off your back...