According to the Consumer Financial Protection Bureau (CFPB), a student loan debt relief scam has illegally been tricking borrowers into paying for federal loan benefits. Student Aid Institute, Inc., misrepresented to consumers that it was affiliated with the...
People who are overwhelmed by debt are unfortunately also targets for con artists. Scammers have learned that desperate people often make rash decisions when trying to improve their financial troubles. One area where scammers prey on individuals in financial distress...
If you are struggling to make ends meet, the thought of filing for bankruptcy has probably crossed your mind. It is likely a scary thought, but it shouldn't be. The media consistently reports on businesses and celebrities that seek debt relief and makes it sound like...
We continue to be surprised by the number of people we meet who desperately need debt relief but who refuse to consider filing for bankruptcy protection because of misinformation they have about bankruptcy. Below are some common misconceptions: I will lose everything...
Reports are showing that New Jersey's housing market is slowly recovering. However, throughout New Jersey the average home sales are still lower than those in peak of the housing bubble.Tg Glazer, president of the New Jersey Realtors Association, stated "[w]e're not...
If you are considering filing for bankruptcy relief and you have recently inherited an individual retirement account (IRA), it is imperative that you seek advice from a seasoned bankruptcy attorney. The United States Supreme Court made a ruling in 2014 that a debtor...
With the student loan crisis facing thousands of millennials, companies are taking note and starting to offer debt relief options as a recruitment perk. Most graduates do not care about gym memberships and free snacks as much as they want help with their student loan...
Due to the foreclosure crisis that our country has faced, the federal government and numerous state governments enacted laws aimed at prohibiting the abuses that many mortgage lenders were using including harsh variable interest rates, foreclosure rescue scams,...
If your holiday spending got out of control and you are wondering how you are going to pay your credit card debt, you are not alone. In fact, it has been reported by NerdWallet that the average American household has approximately $15,000 in credit card debt. But how...
Most people consider it very safe to pull money from automated-teller machines (ATMs) for quick withdrawals of cash. Unfortunately, there are scammers who are using ATMs to steal your personal information, including your PIN number, debit card number, expiration date...