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If you believe your wages or bank account are about to be garnished by a creditor, or you have already received notification that a garnishment has been filed, it is time to consider filing a personal bankruptcy case before you lose money. How does it work? Once you...
If you have lost your home in a foreclosure, you may be shocked to learn that you still owe a debt to your mortgage lender! Although the real estate market is slowly recovering, most homeowners in New Jersey have borrowed more than what their home is worth. Thus, when...
If you are struggling to pay your mortgage loan payments and you believe that foreclosure is in your future, don't ignore the problem. The quicker you take action, the more likely you are to obtain a positive result. Avoiding foreclosure, even by filing for...
If you are self-employed and considering filing a Chapter 7 or Chapter 13 bankruptcy case, it is important to understand there are a few unique factors that should be considered before you file. You should confer with a knowledgeable personal bankruptcy attorney for...
If you are tired of struggling financially and you are ready to do something about your debt, it may be time to consider filing for bankruptcy. By filing a Chapter 7 or Chapter 13 case, you can eliminate your debt and obtain a fresh financial start. When you are...
Our firm is proud to announce a major victory in bankruptcy court. We represented a married couple that filed for Chapter 13 protection. The couple had a condominium association lien filed against them and we sought to strip it off as unsecured debt. The following...
you have been struggling financially for a long time now, you may be wondering how you will know when it is time to seek bankruptcy protection. Although no two situations are the same, below are some of the top reasons you should consider filing a Chapter 7 or Chapter...
If you are retired and creditors are calling, it may be time to consider filing a personal bankruptcy. If your income is at a set amount and you see your debt is increasing, it can feel hopeless. However, filing for bankruptcy protection can allow you to gain control...
Many people think that a person who files bankruptcy is somebody who couldn't control their spending. While this may be true in a very small percentage of the filings, most Chapter 7 or Chapter 13 cases are filed due to circumstances that were beyone their control....
Your credit report gives creditors a comprehensive view of your financial status. It includes notations of the timely payments you have made and the loans you have paid in full, but it also includes notations of all negative financial events that have occurred in your...