The so-called Great Recession had an adverse impact on millions of Americans. As banks failed and the stock market plummeted, U.S. companies of all sizes struggled to remain profitable. Many were forced to reduce their workforces and accrue debt. Today, economists...
Most New Jersey residents have at least one credit card and likely receive many more credit card offers in the mail each week. Through flashy marketing materials, banks and credit card companies aggressively market to American consumers, promising 0 percent interest...
Life is full of surprises, many of which are accompanied by unexpected expenses. When a car breaks down or a plumbing emergency occurs, New Jersey residents may need to rely upon credit cards or cash advances to make ends meet. So-called payday loans offer short-term...
Many Americans have debt. Many also struggle to pay off debt. In most cases bankruptcy provides much needed relief from debts associated with credit cards, medical expenses and loans. It can often be confusing, however, to determine if bankruptcy is the right choice....
America is often heralded as a land of opportunity where those who work hard can have it all. While U.S. residents are certainly afforded many privileges and freedoms not enjoyed by citizens of other countries, the false notion that one can have it all leads many to...
In recent years and months, the state of the U.S. health care system has been the center of much public and political debate. While many New Jersey residents likely have their own opinions related to health care access and costs, few understand the reality of the...
In recent years, millions of Americans have experienced financial hardship. The economic troubles that began around 2008, gave way to rising rates of unemployment and underemployment which forced a growing number of Americans to rely heavily upon savings accounts and...
As 2014 approaches, you are probably thinking about your New Year's resolutions. This year, instead of saying you will lose weight, consider making a resolution to lose your debt! When you file a Chapter 7 or Chapter 13, you are able to eliminate the majority of your...
Filing for bankruptcy protection is an important decision. You want to make sure you do it right and obtain a discharge order that eliminates the majority of your debt. If you fail to follow the law or proper court procedure, your case can be dismissed without you...
If you are planning to get married but you have burdensome debt, it is important to consider whether you should eliminate your debt before you get married. Of course, you should openly discuss your finances with your fiancé, but you should also seek the advice...