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During the holiday season, many people are acutely aware of their finances. If you are struggling to make ends meet and you have considered filing for bankruptcy protection, it might be time to take action. Most people admit that dreading filing was much more...
Christmas is time when you want to focus on family. While you may be worried about your finances, you also want to your loved ones to get gifts they want. This holiday season, maybe the best present you could give to your family is obtaining a fresh financial start?...
When you file for bankruptcy protection, it is important to properly value your home. This is not always a simple task. You cannot simply rely upon tax appraisals. It is essential to work with an experienced bankruptcy lawyer to accurately determine the value of your...
When you decide to file a Chapter 7 or Chapter 13 bankruptcy, your attorney will have you review and sign a retainer agreement. The law requires the lawyer to provide this agreement so you are fully informed regarding the relationship between you and the law firm. The...
If you are planning to file a bankruptcy case and you receive social security benefits, it is important to confer with your attorney about it. However, in most cases, social security benefits are better protected in a bankruptcy case than outside of it. Why is this?...
If you are considering filing a Chapter 7 or Chapter 13 case, you are probably concerned about how long it will take. Most Chapter 7 filings take four to six months and a typically Chapter 13 case lasts three to five years. In order to prevent delays in your...
Even though Americans all over the country are struggling financially, they are still hesitant to seek financial relief by filing Chapter 7 or Chapter 13 bankruptcy. Most individuals say they are not "they type" for file for bankruptcy. However, the type of person...
If you have been harassed by debt collectors using abusive tactics, the Consumer Financial Protection Bureau (CFPB) is ready to help. Pursuant to 2010's Dodd-Frank Wall Street Reform and Consumer Protection Act, the CFPB has the authority to supervise the nation's...
Even though we keep hearing that our country is out of its financial crisis, many individuals are still drowning in debt. One of the largest debts facing Americans is student loan debt - estimated to now be more than $1 Trillion Dollars! So, how did we get in this...
What happens if you have custody of your children and you learn that your ex-spouse is filing for Chapter 7 or Chapter 13 bankruptcy? You are probably concerned about the impact the bankruptcy filing will have on your child support payments. Fortunately, the law...