Are you overwhelmed with debt, having reached the point where you can barely pay for the essentials, much less satisfy pay your creditors? You may have been doing your best to cope with escalating financial distress for months now or even years, but have finally decided to explore bankruptcy as an option. While this may be the smartest solution for gaining firm control of your finances, it can also be a difficult decision to make.
You should be commended for taking the initiative to improve your finances-and rest assured in knowing that you don’t have to go it alone. The first and most important step is to hire an experienced bankruptcy attorney who will take the time to understand your needs and guide you through the process in an error-free, streamlined manner.
You May Be Working With Your Bankruptcy Attorney for Months or Years
Keep in mind that you will be working with your bankruptcy law firm for three to six months if you file for Chapter 7 bankruptcy, and up to three to five years if you file for Chapter 13. Because of this, it is important to hire a law firm that you know you will be comfortable with for the long run.
Every individual’s case is unique, and should be treated that way. Your attorney should understand what led you to consider bankruptcy in the first place. In reviewing your case thoroughly, they should be able to address any concerns you have, along with helping you determine whether bankruptcy is really your best choice. This is important to note, as you should not feel pushed into filing simply because you made an appointment for a consultation-if other alternatives would be better for you, they should be discussed and weighed out.
Guidance is Necessary Throughout the Bankruptcy Process
Your bankruptcy attorney should be able to walk you through what will happen step by step, from pre-planning to the conclusion of your bankruptcy. Together, you should explore which chapter of bankruptcy you are eligible for, and which will work best for you. An attorney who is offering personalized attention will apprise you of all the documents you will need to provide to the court, along with offering tips about attending hearings such as the meeting of creditors, where they will be at your side. This attention should carry through to your discharge.
The law firm you work with should be established and able to give the individualized expertise you need, as opposed to the now all too common, generic setting where bankruptcy filings are churned out without any real attention to clients and their unique needs.
Contact Us For All Your Bankruptcy Needs
Because Levitt & Slafkes, P.C. has already helped thousands of clients through the bankruptcy process, we understand exactly what you are going through. Our experienced bankruptcy attorneys can offer solutions tailored specifically to your financial circumstances. The initial consultation is free, and we are even available to meet with you on weekends and evenings.
Contact us today so one of our caring attorneys can evaluate your case and discuss the best options available to you. We are here to help! Call us at 973-323-2953, or contact us online to schedule a free consultation.