Unless you have committed fraud, they are dischargeable.
If you are planning to file a bankruptcy case and you receive social security benefits, it is important to confer with your attorney about it. However, in most cases, social security benefits are better protected in a bankruptcy case than outside of it. Why is this? Before you file for bankruptcy, you may have a small amount of money left over after paying for your basic living expenses. Creditors may try to force you to use this small sum to pay them. This does not happen when you file a Chapter 7 or Chapter 13 case. When you file for bankruptcy: