Your credit report gives creditors a comprehensive view of your financial status. It includes notations of the timely payments you have made and the loans you have paid in full, but it also includes notations of all negative financial events that have occurred in your...
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Month: May 2015
Could a Loan Modification Save Your Home?
New Jersey has consistently been ranked as one of the states with the highest rate of foreclosure in the nation. Many of the troubled mortgages relate back to the financial crisis of 2008. Homeowners were sold mortgages with adjustable interest rates, interest-only...
Why a Bankruptcy Attorney is Better than a Debt Relief Company
When you are struggling to pay your bills, you are looking for every way possible to save money. However, if you are not careful, you can become the victim of a scam and end up losing much more than you thought possible! Thus, if you see an advertisement that makes...
Why you SHOULDN’T Avoid Bankruptcy
It common for people to think they should do everything in their power to avoid filing for bankruptcy protection. However, according to a report by the Federal Reserve Bank of New York (FRBNY), this is often a very costly mistake. Businesses get it. They understand...