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May 2015 Archives

Negative Events & Your Credit Report

Your credit report gives creditors a comprehensive view of your financial status. It includes notations of the timely payments you have made and the loans you have paid in full, but it also includes notations of all negative financial events that have occurred in your life. This includes past due payments, defaults, lawsuits filed against you and bankruptcy filings.

Could a Loan Modification Save Your Home?

Loan-Mod-Save-Home-pic-thumb-150x100-56148.jpgNew Jersey has consistently been ranked as one of the states with the highest rate of foreclosure in the nation. Many of the troubled mortgages relate back to the financial crisis of 2008. Homeowners were sold mortgages with adjustable interest rates, interest-only loans, or other types of mortgages with risky loan terms that put the borrowers at risk for defaulting on their payments and facing foreclosure.

Why a Bankruptcy Attorney is Better than a Debt Relief Company

When you are struggling to pay your bills, you are looking for every way possible to save money. However, if you are not careful, you can become the victim of a scam and end up losing much more than you thought possible! Thus, if you see an advertisement that makes guarantees and promises to resolve all of your consumer debt problems, but it sounds too good to be true, proceed with caution. There are hundreds of stories about consumers being taken advantage of by unscrupulous debt relief companies.

Our bankruptcy attorneys will help you escape debt and
face the future with optimism.

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Levitt & Slafkes, P.C.
515 Valley Street
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Maplewood, NJ 07040

Phone: 973-323-2953
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