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  1. Home
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  4.  » Sheriff Sales Have Resumed in New Jersey

Sheriff Sales Have Resumed in New Jersey

On Behalf of | Sep 24, 2021 | Foreclosure Saving Your Home

You Can Stop the Sheriff Sale & Save Your Home

Since the beginning of the COVID-19 pandemic, every County Sheriff in New Jersey stopped conducting sales on non vacant residential properties. Beginning in September, 2021 Sheriff Sales on all residential properties have resumed in many New Jersey Counties. It is likely they will begin in all NJ Counties by sometime in November, 2021.

If you have received a Notice that your home has been scheduled for a Sheriff Sale, contact us immediately if you want to stop the Sheriff Sale. There are steps you can take to either delay the Sheriff Sale or permanently stop the Sheriff Sale and save your home.

Below is a list of each NJ County Sheriff’s office (hyperlinked to their website) and the status of their Sheriff Sales on occupied residential property as of September 23, 2021. For up-to-date information you should contact the Sheriff for the County.

  • Burlington County Sheriff
  • Not Resumed. Will Resume in November.

  • Camden County Sheriff
  • Not Resumed. Will Resume in November.

  • Cumberland County Sheriff
  • Not Resumed. Will Resume in November.

  • Mercer County
  • Resumed

  • Morris County Sheriff
  • Not Resumed

  • Ocean County Sheriff
  • Not Resumed

  • Sussex County Sheriff
  • Not Resumed. Will Resume in November.

  • Union County Sheriff
  • Not Resumed

    Find Out If Your Home is Listed for a Sheriff Sale

    If your property had already been listed for a Sheriff Sale before the Sales were stopped, you must check the Sheriff’s website for the County in which your home is located to see if it has been rescheduled. You can also call the Sheriff’s Office. It is not guaranteed that you will receive written notice of the rescheduled Sheriff Sale date.

    To understand the Sheriff Sale process in New Jersey, see our blog post: “What is the Sheriff Sale Process in NJ?”

    What Are My Options for Stopping a NJ Sheriff Sale?

    The following are ways you can delay a NJ Sheriff Sale or stop it entirely and save your home.

    • Adjourn the Sheriff Sale.

      Homeowners are entitled to two adjournments of the Sheriff Sale. Each adjournment can be up to 30 days. If you did not request one or both of the Sheriff Sale adjournments before the pandemic, they are still available to you. To obtain these adjournments you should contact the Sheriff’s Department in your County to determine the exact process in the County.

    • Filing a Chapter 13 Bankruptcy

      . When a Chapter 13 Bankruptcy is filed, an automatic stay is put into place which stops the Sheriff Sale from taking Place. A Chapter 13 Bankruptcy allows you to permanently save your home if you can resume paying your mortgage and cure the missed payments over 3 to 5 years, or you can get a loan modification. If you have equity in your house, a Chapter 13 bankruptcy might give you the time you need to sell the house.

    • File a NJ Chapter 7 Bankruptcy to Delay the Sale.

      A Chapter 7 Bankruptcy will delay the Sheriff Sale and eliminate your unsecured debt. This will help you find and afford a new place to live. A Chapter 7 Bankruptcy will not help you permanently save your home.

    • Apply for a Loan Modification.

      If you have enough income you might qualify for a loan modification. If a completed loan modification is submitted more than 37 days before the date of the Sheriff Sale, the lender must adjourn the Sheriff sale and review the loan application.
      We recommend applying for a loan modification as part of a Chapter 13 bankruptcy since it is the position of many lenders that the completed loan modification application must be submitted 37 days before the first scheduled Sheriff Sale date.

    We Are Here to Help You Stop the Sheriff Sale

    If you have a Sheriff Sale scheduled for your home, contact us to discuss your options. We understand this is a very difficult time and are here to help. At Levitt & Slafkes, we have over 30 years of valuable experience in helping clients keep their homes. You have options and legal rights, and the last thing you want to do is ignore the situation. Let us assist you. Contact our office today at 973-323-2953, or contact us online to schedule a free consultation.

    We are proudly designated as a debt relief agency by an Act of Congress. We have proudly assisted consumers in filing for Bankruptcy Relief for over 30 years. The information on this website and blogs is for general information purposes only. Nothing should be taken as legal advice for any individual case or situation. Nor does viewing of this content create an attorney-client relationship.

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