It's unlikely that you will choose to file for Chapter 11 bankruptcy. Most people file for Chapter 11 only because they do not qualify for Chapter 7 or Chapter 13 bankrupcy. Chapter 11 is a more complicated chapter and therefore attorney's fees are significantly...
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Moving Forward: Rebuilding Your Credit After Bankruptcy
If you have recently obtained a discharge of your debts through bankruptcy, or the finish line to your bankruptcy proceedings is in sight, then you deserve to breathe a sigh of relief. But while you enjoy this new world where a pack of creditors can no longer harass...
Discharge Violations in Bankruptcy
Obtaining a discharge of debt from a bankruptcy court is designed to relieve the debtor of having to repay those debts. In theory, this should give some peace of mind and reassurance to a debtor that they can move forward with their lives. Unfortunately, some...
A Checklist for Your Post Bankruptcy Life
The choice to file for bankruptcy is a difficult one. In short, bankruptcy proceedings are not a pleasant experience and involve a lot of hard work and difficult decisions. However, once you get to that well-earned finish line and obtain a discharge order, you really...
Post-Bankruptcy Credit
When you emerge from a personal bankruptcy and the overwhelming burden of your debt has been lifted, you can relax some. However, it is important that you don't fall into the trap of thinking that your work is done. As soon as possible, you should begin rebuilding...
Failure to Extend Unemployment Benefits Impacts an Estimated 2.3 Million Americans
When opening the newspaper or turning on the television, New Jersey residents are likely to find reports detailing signs of the U.S. economic recovery. While the financial positions of many Americans have improved since 2008, for an estimated 2.3 million Americans...
Having survived the Great Recession, US companies continue to struggle
The so-called Great Recession had an adverse impact on millions of Americans. As banks failed and the stock market plummeted, U.S. companies of all sizes struggled to remain profitable. Many were forced to reduce their workforces and accrue debt. Today, economists...
Federal Regulators Take Aim at Banks and Credit Card Companies
Most New Jersey residents have at least one credit card and likely receive many more credit card offers in the mail each week. Through flashy marketing materials, banks and credit card companies aggressively market to American consumers, promising 0 percent interest...
Cracking Down on Debt Collectors
If you have been harassed by debt collectors using abusive tactics, the Consumer Financial Protection Bureau (CFPB) is ready to help. Pursuant to 2010's Dodd-Frank Wall Street Reform and Consumer Protection Act, the CFPB has the authority to supervise the nation's...
Own an iPad? Check These Legal Apps Out!
Modern technology is an amazing thing, if you can keep up with it! If you own an iPad or iPhone, you may want to take a look at these apps to see if they can make your life run a little smoother:· WestlawNext....